How to ihg points work

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Last updated: April 4, 2026

Quick Answer: IHG Rewards points are earned by staying at IHG Hotels & Resorts properties, using IHG co-branded credit cards, and through various partner offers. These points can then be redeemed for free nights, upgrades, experiences, and other travel-related benefits.

Key Facts

Understanding IHG Rewards Points

IHG Rewards is the loyalty program for IHG Hotels & Resorts, one of the world's largest hotel companies. It allows frequent travelers to earn points that can be redeemed for a variety of rewards, primarily free hotel stays. The program is designed to incentivize guests to choose IHG brands for their accommodation needs.

Earning IHG Rewards Points

There are several primary ways to accumulate IHG Rewards points:

1. Stays at IHG Hotels & Resorts

The most common way to earn points is by staying at any of the IHG brands worldwide. For every eligible U.S. dollar spent on qualifying room rates and incidental charges, members earn a base number of points. The standard earning rate is 10 points per U.S. dollar spent. However, this can vary slightly by brand or promotion.

2. IHG Co-branded Credit Cards

IHG offers co-branded credit cards in partnership with major banks. These cards provide a significant boost to point earnings. Typically, cardholders receive bonus points for initial spending, accelerated earning rates on IHG stays, and often bonus points on everyday spending categories like groceries or gas. A key benefit of many IHG credit cards is an annual free night certificate, which can be redeemed for a hotel stay at a property valued up to a certain point threshold.

3. Promotions and Bonuses

IHG frequently runs promotional campaigns that offer bonus points for stays. These promotions can be general, allowing members to earn extra points on any stay during a specific period, or targeted, offering bonuses for stays at particular brands or in specific regions. Keeping an eye on the IHG Rewards promotions page is crucial for maximizing point accumulation.

4. Partner Offers

IHG partners with various companies, allowing members to earn points through activities outside of hotel stays. This can include booking rental cars, dining at select restaurants, shopping with specific retailers, or flying with certain airlines. The earning rates for these partners vary widely.

5. Elite Status Benefits

As members stay more frequently with IHG, they can achieve different tiers of elite status (Silver, Gold, Platinum, and Spire). Higher elite tiers come with additional benefits, including bonus point earnings on stays. For example, Spire Elite members earn an additional 100% bonus points on eligible stays.

Redeeming IHG Rewards Points

The primary allure of IHG Rewards is the ability to redeem points for free nights, known as Reward Nights. The number of points required for a Reward Night varies depending on the hotel's location, demand, and the standard room rate. IHG utilizes a dynamic pricing model for Reward Nights, meaning the point cost can fluctuate. However, the program also offers a "Points & Cash" option, allowing members to book a Reward Night by combining a cash payment with a smaller number of points. This can be a good option if you're slightly short on points for a desired redemption.

Beyond free nights, points can also be redeemed for:

IHG Brands and Portfolio

IHG Hotels & Resorts operates a diverse portfolio of brands, catering to various travel styles and budgets. Understanding these brands can help members choose where to stay to earn and redeem points effectively. Some of the prominent brands include:

The acquisition of brands like Six Senses and Regent has expanded IHG's luxury offerings, providing more high-end redemption opportunities for members.

Tips for Maximizing IHG Points

By understanding these earning and redemption mechanisms, travelers can effectively utilize the IHG Rewards program to significantly reduce their accommodation costs and enhance their travel experiences.

Sources

  1. IHG Rewards Overview - IHGfair-use
  2. IHG Hotels & Resorts - WikipediaCC-BY-SA-4.0

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